# SRO APPROVAL SUBMISSION CHECKLIST
## 69 Carr Street, Geelong VIC 3220

**Your Action Plan to Get SRO Approval (Critical - Do This First)**

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## STEP 1: PREPARE YOUR APPLICATION (THIS WEEK)

Complete these documents before contacting SRO:

**Documents to Prepare:**

- [ ] **Schedule A - Property Demarcation** (READY - see: Schedule_A_Property_Demarcation.md)
  - [ ] Floor plan with demarcation line highlighted
  - [ ] Take 3-4 boundary photos (front demarcation, side fence, rear line, garage entrance)
  - [ ] Label each photo clearly

- [ ] **Schedule B - Furniture Inventory** (TO DO)
  - [ ] List all furniture items: beds, lounge, dining table, kitchen appliances, etc.
  - [ ] Condition for each item (new/good/fair)
  - [ ] Take photos of furniture in each room

- [ ] **Schedule D - Utilities** (READY - see: Schedule_D_Utilities_Actual.md)
  - Water bill history: ✓ Already completed ($272/quarter avg)
  - [ ] Electricity account number and recent bill
  - [ ] Gas account number and recent bill
  - [ ] Internet provider and monthly cost

- [ ] **Property Documents**
  - [ ] Photocopy of property title or loan documents (proof of ownership)
  - [ ] Your Victorian Homebuyer Fund reference number (from original loan letter)
  - [ ] Driver's license or ID copy (for identity verification)

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## STEP 2: FILL IN YOUR DETAILS

**Update these SRO Application documents with YOUR information:**

File: `SRO_Approval_Application_Complete.md`

Replace these placeholders:
- [ ] [Your Name] - Your full name
- [ ] [Your Phone] - Your contact number
- [ ] [Your Email] - Your email address
- [ ] [DD/MM/YYYY] - Proposed lease start date
- [ ] [Scheme Reference Number] - From your original Victorian Homebuyer Fund letter
- [ ] [Driver's license/ID copy] - Your ID details

**Update the "Reason for Rental" section** - Choose one or adapt:
- Option A: Temporarily relocating, returning in 6 months
- Option B: Building equity, covering mortgage costs
- Option C: [Your own reason]

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## STEP 3: CONTACT SRO (NEXT WEEK)

**State Revenue Office - Victorian Homebuyer Fund Team**

**Phone:** 13 21 61

**Hours:** Monday-Friday, 9am-5pm

**What to Say:**

"Hello, I own a property at 69 Carr Street, Geelong purchased under the Victorian Victorian Homebuyer Fund. I would like to lease it to a residential tenant for 6 months (furnished, all utilities included, at $632/week). Do I need written approval from SRO before signing the rental agreement?"

**Expected Response:**

They will likely say:
- "Yes, submit written approval request" OR
- "Send us the details and we'll assess"

**What to Do:**

- Write down the name of the person who helps you
- Ask for email address to submit application
- Ask for expected turnaround time (typically 10-15 business days)
- Confirm if they need all documents upfront or can start with the application

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## STEP 4: SUBMIT SRO APPLICATION

**Mail or Email Option:**

**Option A - Email (Faster):**
- Send to: [Get email from SRO when you call]
- Subject: "Victorian Homebuyer Fund - Rental Approval Request - 69 Carr Street"
- Attach: SRO_Approval_Application_Complete.md + Schedule A + Schedule B + Schedule D + property photos

**Option B - Mail:**
- Print SRO_Approval_Application_Complete.md (all pages)
- Enclose: Schedule A, B, D, plus property photos
- Mail to: State Revenue Office
  1 Elizabeth Street
  Melbourne VIC 3000
  (Attn: Victorian Homebuyer Fund Team)

**Option C - In Person:**
- Visit SRO office at 1 Elizabeth Street, Melbourne
- Bring all documents in folder
- Ask them to verify completeness before you leave

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## STEP 5: FOLLOW UP

**If no response after 15 business days:**

- [ ] Call SRO at 13 21 61
- [ ] Reference your application submission date
- [ ] Ask for approval status
- [ ] Get name of case officer handling your request

**Keep records of:**
- [ ] Date application submitted
- [ ] Who you spoke with (name and phone number)
- [ ] SRO reference number (they'll assign one)
- [ ] Expected response date

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## STEP 6: RECEIVE APPROVAL (CRITICAL)

**Once SRO approves in writing:**

- [ ] Print and file the SRO approval letter
- [ ] Keep copy in your rental property file
- [ ] Keep copy with your loan documents
- [ ] DO NOT SIGN any rental agreement until you have this letter

**If SRO requests more information:**
- [ ] Respond within 5-10 business days
- [ ] Don't delay - approval is on hold until they get it

**If SRO declines:**
- [ ] Contact them to discuss reasons
- [ ] Ask if you can resubmit with modifications
- [ ] Consider alternatives (longer lease term, unfurnished rental, etc.)

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## DOCUMENTS READY FOR YOU

All files are in: `/Users/jameslove/69_Carr_Street_Geelong_Rental_Management/`

**Print or have ready to send:**

1. ✓ SRO_Approval_Application_Complete.md (9,400 words - complete application)
2. ✓ Schedule_A_Property_Demarcation.md (floor plan + boundary description)
3. ✓ Schedule_D_Utilities_Actual.md (utilities + water bill history)
4. TO DO: Schedule_B_Furniture_Inventory.md (you'll create this)
5. TO DO: Property boundary photos (you'll take these)

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## TIMELINE ESTIMATE

| Task | Timeline | Days |
|------|----------|------|
| Gather documents & take photos | This week | 3-5 |
| Call SRO and get details | Next 2 days | 2 |
| Submit SRO application | Within week | 7 |
| SRO processing (expected) | 10-15 business days | 14 |
| Receive approval letter | ~3 weeks | 21 |
| **THEN** sign rental agreement | After approval | |

**Total timeline from now to approved rental agreement: ~4-5 weeks**

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## CRITICAL REMINDERS

⚠️ **DO NOT sign any rental agreement with a tenant until you have SRO written approval**

⚠️ **Breach of Victorian Homebuyer Fund could result in:**
- Clawback of scheme funds
- Forced sale of property
- Legal action by Victorian government

✓ **By getting approval upfront, you:**
- Protect yourself legally
- Show good faith to SRO
- Can confidently sign a professional agreement
- Avoid future disputes or scheme violation penalties

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## YOUR NEXT ACTION RIGHT NOW

**Pick a day this week to call SRO:**

- [ ] Day/Date: ___________________
- [ ] Time: ___________________
- [ ] Phone: 13 21 61
- [ ] Have ready: Your phone, property address (69 Carr Street, Geelong), Scheme reference number

**Then:**
- [ ] Take property boundary photos
- [ ] List furniture items for Schedule B
- [ ] Gather utility account details
- [ ] Prepare SRO application with your details

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## QUESTIONS TO ASK SRO WHEN YOU CALL

1. "Do I need written approval before signing a rental agreement?"
2. "What is the approval process and expected timeline?"
3. "Can I submit the application by email or must it be mailed?"
4. "What documents do you need from me?"
5. "Is a 6-month furnished lease acceptable under the Scheme?"
6. "Do I need to report the lease to you, or just get initial approval?"
7. "What happens if circumstances change (tenant leaves early, etc.)?"
8. "Can you provide a reference number once the application is received?"

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**You've got this! Call SRO this week - it's the critical first step.**